Ira Limits 2025 2025. For employer sponsored plans, including 401(k)s the 2025 contribution limits will jump to $23,000. The maximum total annual contribution for all your iras (traditional and roth) combined is:
For 2025, the ira contribution limit is $7,000 for those under 50. It applies only to individuals with at least $100 million in wealth who do not pay at least a 25% tax rate on.